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BOARD OF DIRECTORS
1  Sh. X. K. Mahto, IAS Chairman & Managing Director Nominated by Govt. of NCT of Delhi
2 Sh. V.V. Bhat, IAS Director do
3 Sh. Dharmendra, IAS
 		 Director Co-opted by Board
4 Sh. R.K. Verma, IAS Director do
5 Sh. Sanjay Kumar, IAS Director Nominated by Chandigarh Administration
6 Sh. Radhey Shyam Khanna Director Nominated by Govt. of NCT of Delhi
7 Sh. K.G. Alai, GM Director Nominated by Small
Industrial Development
Bank of India
8 Ms Vineeta Rai, IAS (Retd.) Director do
9 Sh.  T.S. Ramakrishnan,
Sr. Div. Manager		 Director Nominated by Insurance
Companies
10 Sh. R.K. Dubey, General Manager
 		 Director Nominated by Scheduled
Banks
 

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                    FINANCIAL STATUS

 

 

 

                                                                                                               Rs. in lacs

 

 

2002-03

2003-04

2004-05

2005-06

2006-07

2007-08

2008-09

 

Paid-up Capital

2564.17

2570.17

2576.17

2582.17

2587.75

2593.75

2599.75

 

Reserves

2793.51

2964.73

3343.01

4384.69

4850.90

4868.64

4393.95

 

Borrowing

10509.54

7625.06

9943.39

7909.49

7084.91

5814.03

4591.42

 

Gross Sanctions (Cumulative)

95559.01

98102.23

106073.07

109594.57

113473.83

115451.50

116506.21

 

Net Effective Sanctions (Cumulative)

62713.96

63363.73

70169.28

72771.86

 

74362.61

75773.04

76540.53

 

Disbursement (Cumulative)

51226.35

53298.17

59889.90

62176.91

64901.78

66516.55

67516.08

 

Loans Outstanding

17286.93

14691.22

17124.31

14918.97

13469.82

11605.18

9763.88

 

Gross Income

2167.63

2224.82

2238.51

2521.68

2052.49

2070.68

1632.32

 

Profit before Tax

428.96

503.45

789.84

780.60

539.98

810.96

188.69

 

 

* After effecting provisions of RS 1463 lacs towards NPA's

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                      FINANCIAL RESULTS

 

 

 

                                                                                                          RS in lac

 

 

2002-03

2003-04

2004-05

2005-06

2006-07

2007-08

2008-09

 

Profit before tax

428.96

503.28

789.84

780.60

539.98

810.96

188.69

 

Profit after tax

343.96

394.91

617.83

622.95

424.57

582.64

131.79

 

Return on Equity

6.40%

6.76%

10.78

8.94%

5.71%

7.80%

1.90%

 

Administrative expenses       over total outstanding loans

3.83%

3.74%

3.18%

4.38%

5.11%

5.28%

9.52%

 

Debt Equity Ratio

1.86:1

1.3:1

1.6:2

1.1:4

0.95:1

0.78:1

0.66:1

 

Arrears as % of outstanding  loans

7.72%

12.87%

11.26%

11.46%

6.46%

15.93%

16.02%

 

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       PERFORMANCE FOR LAST 7 YEARS AT A GLANCE

 

 

 

                                                                                                        (RS in Crore)

 

2002-03

2003-04

2004-05

2005-06

2006-07

2007-08

2008-09

 

Sanction

77.47

25.80

83.37

36.38

38.79

19.78

10.55

 

Disbursement

60.30

20.93

66.03

23.26

27.25

16.15

10.00

 

Recovery

59.98

72.50

59.35

64.37

60.89

50.59

42.16

 

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